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Acquiring and setting up benefits for your employees requires two things: a benefits provider and a list of benefits you want to offer. This list of benefits includes:

• 401K and Retirement Plans
• Dental and Vision Insurance
• Health Insurance
• Life and Disability Insurance

Meet the unique needs of owning a child development center by enrolling in daycare insurance. From slips and falls to impetigo outbreaks to children who bite, liability insurance can keep a lawsuit from causing financial devastation to the business you’ve worked so hard to build.

Liability Protection:

• Abuse and Molestation Liability
• Commercial Vehicle Liability
• Corporal Punishment Liability
• General Liability
• Non-Owned or For-Hire Auto Liability
• Premises Liability
• Professional Liability
• Umbrella Liability Protection

Health risk and injury are something that all fitness center owners and managers need to prepare for. Consider the ten types of coverage needed:

• Business Income and Extra Expense Coverage
• Business Personal Property Coverage
• Employee Dishonesty, Money and Securities Coverage
• Equipment Breakdown Coverage
• General Liability
• Occurrence Policy
• Participant Liability and Accidental Medical Coverage
• Premises Liability Coverage
• Professional Liability
• Workers’ Compensation

As the owner of an automobile repair shop customers entrust their vehicles with your employees in addition to your employees entrust a safe work environment from you.

This trust can also be translated to business risk:

• Business interruption
• Damage to a customer’s vehicle while in your care
• Employee theft or crime
• Faulty workmanship or parts
• Fire, bad weather, vandalism or theft
• Slips and falls
• Worker illness or injury

The basics of auto repair shop business insurance includes:

• Business Auto Insurance
• Business Interruption Insurance
• Business Property Insurance
• Garage Keepers Insurance
• Garage Liability Insurance
• Property and Equipment Insurance
• Worker’s Compensation

As the owner or manager of your restaurant customers believes in the ethical services and cleanliness of your business. Furthermore, your staff also believe that you enforce a positive work environment that’s safe to work in.

While all restaurants are required to have insurance, take note on the following before enlisting in a coverage plan:

• Equipment used
• Food you serve
• Number of employees
• Restaurant location
• Size of your business

Nonprofit organizations and other social services strive to make the world a better place. Even if your purpose isn’t profit-oriented, however, your organization still needs to be protected.

Types of insurance that are commonly used in nonprofits include:

• Automobile Insurance
• Cyber Liability Insurance
• Directors and Officers Liability Insurance (D&O)
• General Liability – Premises Liability Insurance
• General Liability – Product Liability Insurance
• Professional Liability Insurance
• Sexual Misconduct Liability
• Volunteer Liability

Homeowners insurance protects your most important investment from the unknown. In addition, this type of insurance protects more than your house.

Every type of home comes with its own benefits and risks. For this reason there are numerous types of coverage:

• Condo Insurance
• Homeowners Insurance
• Landlord Insurance
• Mobile Home Insurance
• Renters Insurance

As an individual that relies on their car, what types of car insurance should be considered?

• Collision insurance
• Comprehensive insurance
• Liability coverage:
  • Bodily injury liability
  • Property damage liability
• Medical payments coverage
• Personal injury protection insurance
• Uninsured motorist insurance
• Underinsured motorist insurance

Life insurance helps to financially protect your loved ones when you pass away. This payout can pay off your mortgage, clear debts, and also pay for your funeral.

There are three different types of life insurance coverage, all having their own advantages.

• Term Life
• Universal Life
• Whole Life